Updated Review 10th August 2013 – Since our first review was published in 2011 there have been a number of changes with online provider Easy Gap. In November 2012 the brand ceased to provide AM Trust Europe products online, and launched a new range of products underwritten by UK General on behalf of Ageas Insurance. Ageas Insurance are one of the prominent general insurers in teh UK, with a large presence in Motor Insurance, Household Insurance as well as underwriting some large brands in the Motor Gap Insurance world.
The new Easy Gap products provide up to 5 year cover for Return to Invoice, Vehicle Replacement Insurance and Finance and Contract Hire Gap. The products also have new features like deferred start dates, cover for paint protection and warranty charges as well as providing standard cover for motorbikes, driving school vehicles and private hire taxi’s.
The Easy Gap brand has been featured in the Which? Money report into Gap Insurance in 2012 and 2013, as well as receiving a total of three 5 Star Defaqto Rating for their range of Motor Gap Insurance products.
Easy Gap is one of two current Gap Insurance brands operated by UK product provider Aequitas Automotive Ltd, the other being the GapInsurance123 brand.
Original Review August 2011
EasyGap.co.uk are a leading UK online broker of Gap Insurance. They provide the widest range of AM Trust Europe products available, including Finance Gap Insurance, Negative Equity Finance Gap Insurance, RTI Gap Insurance, Combination RTI Gap Insurance, Deferred Combination RTI Gap Insurance, VRI (Vehicle Replacement Insurance) Gap Insurance, Taxi/Private Hire RTI Gap Insurance, Driving School RTI Gap Insurance and Shortfall Gap Insurance for privately purchased vehicles.
What to expect from EasyGap.co.uk
Thats quite an array of cover available, but to make the choice a little easier, they feature a state of the art website, secured by Verisign (the first dedicated UK Gap Insurance provider to do so), that enables you to compare the choice of cover alongside each other. Examples are given for each type, to demonstrate how they work, as well as the policy documents.
As well as the highest site security, EasyGap.co.uk, or more specifically their parent company, Aequitas Automotive Ltd. are a UK limited company, a registered Data Controller with the Information Commisioners Office, and are a registered member of BIBA, the British Insurance Brokers Association.
Policies can be purchased online, or via their sales line, 0800 195 4926.
What about Premium Prices from EasyGap.co.uk?
Now to the prices, EasyGap’s stated aim is to provide the cheapest online quote 97% of the time. against the other leading online providers. The feedback we have recieved would indicate that this claim may well be upheld. Our soon to be feature comparison page will certainly put this claim to the test!
To make life even easier, any policy of over £100 in value can be purchased by 12 interest free instalments.
The policies are backed by the Financial Services Compensation Scheme, and administrated by JD Concepts Ltd, who deal with many main dealer groups and other online brokers.
As mentioned previoulsy, the underwriters are AM Trust Europe Ltd, who are ‘A’ rated financially, are a US firm who took over the IGI group in the UK. The UK base is in Nottingham, and they provide Gap Insurance, warranty and other automotive insurance products throughout the UK dealer network.
In summary, EasyGap.co.uk provide a wide range of quality products, a safe environment to buy online, at market leading prices. EasyGap are certainly worth a look!
For more information on EasyGap simply visit their website today!